Refer to us a client who would like to invest in property or purchase his home.
The Home Buyer lives in the property and pays rent on the part they don't own
Investors invest in the property and get the rent for the part they own
Avoid missing out on closing deals with clients once they are not approved for a mortgage. Refer these clients to us and give them a second chance for home ownership.
Before approving clients, we verify that they are suitable to our financial service.
Once your client receives the appropriate funds to purchase the property or successfully invests in one, you will receive your commission directly.
We offer our partners competitive commission rates on client referrals that come through their recommendation. T&Cs Apply.
If your client is struggling to get a mortgage, direct them to us as an alternative home-buying option without losing out on business.
We are distinct from banks because we don't offer mortgages, but an equity finance solution. This means that the customers have no debt and don't have to repay any interest.
The client must have an employment contract.
The client must have 5% of the purchase property price available when purchasing the property.
Regardless of nationality the client should be living in the UK.
We do not accept clients who have been issued a CCJ.
Clients who have fallen into bankruptcy or have suffered financial defaults in the past will also not be accepted.
We cannot consider government benefits or Universal Credit as a source of income.
Our buying scheme can include properties with a market price of up to £500,000.
We cannot accept properties that are up for auction, HMO or any off-plan houses.
Funding cannot be provided for properties under shared ownership, or as part of a Help to Buy scheme.
We cannot accept properties that are part of the over 60s housing scheme.
Rent affordability will be calculated by considering 40% of the client's annual income. This is the maximum amount that they can afford to pay in annual rent.
The clients will pay a one-off service fee of 3% of their deposit amount. In addition to this, they have a non refundable survey fee and annual building insurance.
Yes, we don't accept property with a market price over £500K, off-plan new builds, auction properties, shared ownership and properties being purchased through the help to buy government scheme.
Clients can stay in the property for as long as they wish, as long as they keep up with their monthly rental payments. We also offer clients the option of increasing their ownership in the property every 3 months, if they wish to do so.
No, as we are not a lender. They do not need to worry about their credit score being affected when applying through us.